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Who's Online 35 Members, 2 Anonymous, 144 Guests (See full list)
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The ridiculousness of the transfer portal era personified
Why would you advise a Roth IRA which makes you pay taxes when you are younger and in a higher income tax bracket? Did you attend UNT business school? -
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24
The ridiculousness of the transfer portal era personified
With a 401K it's tax-deferred, not tax free. You'll definitely pay taxes on it eventually. There is really no need for a company 401K plan. You are probably better off with a private Roth IRA that does grow tax-free and will provide you with a much better and broader selection of investment options. The only real benefit of a company sponsored retirement savings plan is if they provide any matching funds and possibly the convenience setting it up. Start as early as you can with a Roth IRA. -
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