So last summer I got food poisoning, violently. I was dry heaving for hours and from previous experience knew there was a shot I could get to make this stop. I go into Baylor Uptown and tell them I need this shot. They say I was most likely dehydrated, which was likely, so I agreed to have one bag of IV fluids dumped into me. I come out an hour later and go home.
A month later I get a bill for $1,800. ONE THOUSAND EIGHT HUNDRED DOLLARS. I'm a healthy, active 27 year old so naturally I have a HDHP. I got to eat all of that.
Guess what? I had this EXACT same shot while at UNT, that's how I knew it existed. At UNT I did not buy the supplemental insurance and I actually did not have private insurance either - I was rolling the dice.
I was billed $20. One bag of IV was the only difference, that does not cost $1,780.